Independence Residents Directory Independence Residents Directory

Home › Terms of Use

Terms of Use

These terms apply whenever you use Independence Residents Directory. Accessing the service confirms your agreement. If you do not accept the terms, do not continue using it.

1. Nature of the Service

Independence Residents Directory is a privately run reference to public rolls, indexes, and historical collections concerning Independence, Kentucky. It does not host government records and is not connected with Kenton County, any Kentucky agency, court, or records custodian.


2. Acceptable Use

Use the site only for lawful purposes. You may not use it, or anything found through it, to:

  • Stalk, harass, intimidate, threaten, or harm any person
  • Locate someone protected by a restraining or protective order
  • Commit identity theft or fraud
  • Make FCRA-regulated decisions (credit, employment, tenant, insurance)
  • Scrape, copy, or republish the site's content at scale
  • Interfere with the site's operation or security

3. We Are Not a Consumer Reporting Agency

Independence Residents Directory is not a consumer reporting agency under the Fair Credit Reporting Act, 15 U.S.C. ยง 1681 et seq. Its content and linked search results are not consumer reports. They must not be used to determine eligibility for credit, employment, housing, insurance, or any other purpose regulated by the FCRA.


4. Links to Outside Sites

Outside government portals, archives, and third-party services, including sponsored tools, follow their own terms and policies. We do not control their content, uptime, prices, or privacy practices.


5. No Warranties

The service is offered "as is" and "as available" without warranties. No promise is made that content is complete, correct, or current, or that an outside portal will remain available or produce an accurate result.


6. Limits on Our Liability

To the maximum extent the law allows, we are not liable for any direct, indirect, incidental, consequential, or special damages arising from use of this site or any linked resource, including decisions made from records found through it.


7. Indemnification

You agree to indemnify and hold harmless the operators of this site from any claim or demand, including reasonable attorneys' fees, arising from your misuse of the site or violation of these terms.


8. Intellectual Property

The original text, design, logo, and layout of this site are protected by copyright. Linking to any page and quoting brief excerpts with attribution is welcome; republishing full pages or systematically copying content is not.


9. Changes to These Terms

We may update these terms by posting a new version here. Continued use after a change means acceptance.


10. Cutting Off Access

We may block or restrict any user who violates these terms or abuses the site, at our discretion and without notice.


11. Governing Law

Kentucky law governs these terms without regard to conflict-of-law rules. Public-record access described in the reference remains subject to the Kentucky Open Records Act, KRS 61.870 through 61.884, including record-specific exemptions and restrictions.


12. Severability

If any part of these terms proves unenforceable, the rest stays in force.


13. Questions

Send questions about these terms through the Contact page.